Declaration

The Fully Funded (FFP) Programme as described in this web site is only available from International Option Securities Pty Ltd (IOS). It is not available from any other source in Australia.

The IOS facility can be referred by Real Estate Agents

IOS receives no commissions or income of any kind from these sources.

IOS does not provide any remuneration to these sources

IOS does however nominate specified funds each year to charitable institutions approved by its board of directors.

IOS may refer you to properties that are pre-approved for this program if requested.

Disclaimer

The following disclaimer is a legal requirement which you should read carefully

All of the information contained is this web site is information developed by the site operators International Option Securities Pty Ltd (IOS) ABN: 36 108 608 340.

International Option Securities Pty Ltd is a company incorporated under the corporations law in Australia and registered with the Australian Securities and Investments Commission. The company is represented in various forms of advertising including a web site and under the web site names www.aussiefunding.com & www.aussierealty.com

All investment referred to on this site is risk investment and as such, this site demonstrates that the past performances of residential or commercial real estate as contained in the public statistical record (ABS) Australian Bureau of Statistics, and other research organisations public or private, of real estate performance versus inflation, is a past record.

This past record may or may not continue to perform as such in the future.

Anyone using this site, participating in the activities or investment procedures demonstrated, do so entirely at their own risk and should in any event make their own enquiries independently and are encouraged to do so.

Any considerations as to affordability are based on income self declared by any persons wishing to participate in any of the programs specified in this site.

IOS does not imply affordability or otherwise.

It is important to understand that the 97% plus loan facility referred to in the web site and product information will require an unblemished credit record for applications to be successful.

However we are still able to source and negotiate a high LVR (loan to value) mortgage even with some credit impairments and such applicants should not be discouraged in applying. This also applies to those who have been discharged from bankruptcy or have finalised part 9 or part 10 creditor arrangements (12 months plus).

More than one applicant may participate as the buyer if more than one income is available. This will increase the affordability for those on lower incomes. The FHOG applies for those applicants who qualify for the First Home Owners Grant.

All programs are considered as risk investments and participants will be required to acknowledge and determine this at inception and declare as such in writing.

A privacy statement authority will be required to be signed by all application participants when proceeding with this programme, together with a letter confirming independent legal advice for all related mortgage documents.

Disclosure Statement

What we are not:

• We are not real estate agents
• We are not developers selling our own property
• We are not hired or retained by any owner parties for the sale of their properties (unless declared as such)
• We are not investment consultants
• We are not property investment advisors
• We are not solicitors
• We are not accountants
• We are not finance brokers
• We are not mortgage lenders
• We are not financiers
• We do not receive any fees or commissions from any party selling property
• We do not give advice to participants as to the financial outcome of any property purchase, other than a typical model based on known facts of historical evidence in public statistical real estate growth rates (ABS) etc.

What we are:

• We are negotiators and will act as nominees for the purchase of residential and commercial property located by the end buyer at the request of the buyer with funding to 97%
• We are the organisers of a specialised property purchase plan with Negotiated Discount Services and extended payment facilities.

What payments are required:

IOS does not make any advance charges for its services.
Buyers will be required to pay a commitment deposit of $275.00, but only on receipt of written confirmation of finance and when the property is ready to be negotiated.

To assist the buyer, IOS will arrange on request, an extension of payment of up to 80% of the total negotiation fee for a period of up to 3 years, negotiable and dependant on the actual amount.The extended payment will be subject to a low rate of interest not exceeding 5% per annum. The buyer must however request this facility at the time of acceptance of the written quotation and before proceeding to sign the property purchase contract.