Mortgage costs estimate

Note the actual mortgage interest rate will depend on the credit rating of the buyer, this will generally vary from 8.9% to 10.5% and will be advised to the buyer in the final written quotation prior to a decision being made.

Approx weekly "interest only" payments for the first five years of a $277,550 loan
Interest rates (%)	6.5	7.0	7.5	8.0	8.5	9.0	9.5	10.0
Weekly cost ($)	347	374	400	427	454	481	507	534

You can select from a variety of options in the mortgage type, variable , fixed, redraw etc. by advising us what you require.

Simple Summary of the residential home purchase plan

1. You find the home you want
2. We will obtain an interest rate (with best credit rating) starting at 8.9% and negotiate the lowest rate possible for those with credit impairments based on the extent of those impairments.
3. We will negotiate the purchase price of the property as part of our funding program. We need to know you have purchased at the best market rate.
4. We will prepare a "pre-decision" quote which includes payment details.
5. The property will be purchased with either a "no deposit" or a "low deposit" outlay.

Note: Even with some credit impairments it is possible to obtain a very acceptable loan to value ratio (LVR)... even with discharged bankrupts!
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Applications cost nothing from IOS, there are no up front or hidden charges. If you are serious about buying a home or investment property, then move now and we will clear you for a specific loan amount which will enable to go out and confidently seek out the property you are looking for. We will advise you of the outcome of your application within 48 hrs.

What do you do now?

If you are serious about getting off the landlords rent roll and becoming a property owner, and start getting property values working for you, then before you even start looking for a property you must know how much funding you can get and afford.

It's no use coming to us with a conditional purchase contract and expecting a fully approved package in 14 days, its not going to happen.!
The contract will expire and you will lose the property to someone else.

Go to the “no charge” online finance application now, complete and submit.
Ensure you carefully answer all the questions, its important, otherwise we will have to come back to you for further information. Don’t forget to tell us everything in terms of current loans etc. We will be back to you within 48 hours with an answer.

Ensure you read the disclosure, disclaimer and declaration sections of the web site and for information about this company - click here.